TERMS AND CONDITIONS

Subscription, Account Use, Intellectual Property, Educational Disclaimers and Dispute Terms

Website: https://www.StudyFreely.com
Legal / Billing / Privacy / Subscription Cancellation / Support:
Guarantee@StudyFreely.com
Effective Date: October 20, 2026

StudyFreely.com is an independently operated online learning platform. It is not represented as a corporation, limited liability company, accredited school, licensing authority, certification board, official examination administrator, or government agency.

1. Agreement and Scope

These Terms and Conditions (“Terms”) govern access to and use of StudyFreely.com, https://www.StudyFreely.com, and all related digital learning, question-and-answer, scoring, progress-tracking, subscription, and support features (collectively, the “Services”). For purposes of these Terms, “StudyFreely,” “we,” “us,” and “our” refer to the StudyFreely.com platform and its operator.

By affirmatively accepting these Terms, creating or activating a paid account after being presented with these Terms, purchasing a subscription, or using paid Services after such notice, you agree to be legally bound by these Terms and the Privacy Policy. If you do not agree, do not purchase or use paid Services.

2. Platform Status; No Government, School, or Official Exam Affiliation

StudyFreely is an independently operated online learning platform. It is not represented as an LLC, corporation, school, college, university, accredited educational institution, licensing authority, certification board, official examination administrator, or government agency.

StudyFreely does not issue academic credit, degrees, professional licenses, certifications, or government-recognized credentials. References to exams, boards, schools, publishers, standards, organizations, trademarks, or professions are for lawful identification and educational context only and do not imply sponsorship, endorsement, accreditation, authorization, or affiliation unless expressly stated in writing.

3. Electronic Acceptance and Records

StudyFreely may use electronic records and affirmative online acceptance to evidence agreement. StudyFreely may preserve the Terms version presented, date and time of acceptance, account identifier, subscription selection, payment/transaction information, and reasonable technical or session information associated with the acceptance event.

Electronic acceptance and related records may be used to evidence agreement to the extent permitted by applicable federal and Pennsylvania law.

4. Eligibility; Users Ages 13-17

Users must be at least 13 years old to create a standard account. A user from age 13 through 17 may use StudyFreely only with the knowledge and explicit consent of a parent or legal guardian. A paid subscription for a user under 18 must be purchased, authorized, or approved by a parent or legal guardian.

StudyFreely does not knowingly permit children under 13 to create standard accounts. If StudyFreely later intentionally offers a child-directed service, a separate child-privacy and parental-consent process will apply.

5. User Accounts and Security

• Provide accurate and current account information.
• Use a strong, unique password and protect authentication credentials.
• Each individual subscription is licensed to one authorized user unless a plan expressly states otherwise.
• Do not sell, rent, lend, transfer, sublicense, or share an account, password, access token, or paid access with another person.
• Promptly notify StudyFreely at Guarantee@StudyFreely.com if unauthorized access, credential compromise, or payment misuse is suspected.
• StudyFreely may request reasonable verification of account ownership or authorized use when fraud, scraping, account sharing, or security compromise is reasonably suspected.

Intentional credential sharing or multi-user use of an individual plan is a material breach and may result in immediate suspension or termination without refund to the extent permitted by law.

6. Limited Personal Educational License

Subject to payment and continued compliance with these Terms, StudyFreely grants the authorized user a limited, revocable, personal, non-exclusive, non-transferable, non-sublicensable license to access subscribed Services solely for personal, noncommercial learning and exam-preparation purposes during the applicable subscription term.

Access is licensed, not sold. No ownership right in StudyFreely content, software, databases, trademarks, trade secrets, or other intellectual property is transferred.

7. Intellectual Property Ownership

Except for material expressly identified as third-party content, all platform-provided practice questions, answer choices, answers, explanations, rationales, classifications, compilations, sequencing, educational text, graphics, software, code, database organization, scoring displays, interfaces, workflows, logos, and original materials are owned by or lawfully licensed to StudyFreely and are protected by applicable intellectual-property, contract, unfair-competition, and related laws.

The selection, organization, compilation, presentation, and arrangement of materials may be independently protected even when individual facts or public-domain concepts are not exclusively owned.

8. Anti-Scraping, Anti-Copying, and Anti-Automation Rules

Without prior written authorization, you must not directly or indirectly:

• scrape, crawl, spider, harvest, mine, systematically copy, bulk-download, mirror, cache for redistribution, or extract questions, answers, explanations, images, metadata, scores, or database content;
• use bots, scripts, automated browsers, browser automation, AI agents, scraping services, data-extraction tools, or comparable technology to collect or replicate protected content;
• photograph, screen-record, transcribe, reproduce, publish, upload, post, distribute, sell, rent, sublicense, or commercially exploit protected content beyond expressly authorized personal study use;
• use StudyFreely content to build, train, fine-tune, benchmark, evaluate, populate, or improve a competing question bank, tutoring service, database, website, machine-learning model, or artificial-intelligence system;
• reverse engineer, decompile, disassemble, decode, or attempt to discover nonpublic source code, APIs, security logic, or proprietary technical methods except to the limited extent a nonwaivable law expressly permits;
• bypass or interfere with authentication, session limits, rate limits, anti-copy systems, access controls, watermarking, robots controls, or security measures;
• remove or alter copyright, trademark, attribution, confidentiality, or proprietary-rights notices.

StudyFreely may use reasonable technical controls and logging to detect and prevent account sharing, scraping, automated extraction, fraud, content theft, and security abuse, and may preserve relevant evidence and pursue available legal or equitable remedies.

9. Exam Integrity and Prohibited Conduct

• Do not upload, request, buy, sell, trade, reconstruct for redistribution, or distribute confidential, recalled, stolen, leaked, or live examination questions or answer keys.
• Do not use StudyFreely to impersonate another test taker, evade proctoring, complete another person’s graded work, or facilitate academic dishonesty.
• Do not attack, overload, disrupt, introduce malware, probe vulnerabilities without authorization, or interfere with another user’s access.
• Do not impersonate another person, commit fraud, violate privacy, infringe third-party rights, or use the Services for unlawful activity.
• Do not submit real patient identifiers, protected health information, confidential school/employer information, trade secrets, or another person’s sensitive information through ordinary study or support features.

10. Monitoring and Abuse Prevention

For account security, fraud prevention, intellectual-property protection, anti-scraping, and exam-integrity purposes, StudyFreely may process reasonable technical and usage signals such as login events, IP addresses, device/browser information, session identifiers, concurrent sessions, access frequency, request rates, failed logins, unusual navigation patterns, payment/fraud signals, and related security logs as described in the Privacy Policy.

StudyFreely may throttle traffic, invalidate sessions, require verification, block automation, restrict access, or suspend an account when activity reasonably indicates misuse, security threats, fraud, scraping, credential sharing, or content exfiltration.

11. Subscription Fees and Automatic Renewal

StudyFreely may offer monthly, annual, or other subscription periods. The price, access term, billing frequency, included features, and material restrictions displayed at checkout are incorporated into these Terms.

Unless the checkout page expressly states otherwise, a recurring subscription automatically renews for successive periods corresponding to the selected billing cycle until cancelled before the next scheduled renewal charge.

By completing checkout after the recurring terms are disclosed and affirmatively authorizing the purchase, the purchaser authorizes StudyFreely and its payment processor to charge the selected payment method at the disclosed price and frequency until cancellation takes effect.

12. Payment Processing

StudyFreely may accept Visa, Mastercard, other major cards, PayPal, and other methods displayed at checkout. Payments may be processed through Stripe, PayPal, and Shopify Payments.

StudyFreely does not ordinarily store full payment-card numbers or card security codes on its own application servers. Payment processors may apply their own terms and privacy practices. The purchaser represents that the payment method is lawfully authorized for use.

13. Cancellation by Email

SUBSCRIPTION CANCELLATION

To cancel a StudyFreely subscription and stop future renewal charges, send a cancellation request to Guarantee@StudyFreely.com. The request should be sent from the email address associated with the account or include enough account information for StudyFreely to reasonably identify the subscription. A cancellation request is effective when received by StudyFreely, subject to reasonable identity/account verification and any payment already initiated before receipt.

StudyFreely will send or make available reasonable confirmation of cancellation. Cancellation stops future renewal after the cancellation becomes effective; it does not ordinarily reverse charges already properly incurred or create a prorated refund for unused subscription time.

If a nonwaivable law applicable to a particular user requires an additional online or other cancellation method, StudyFreely will provide that legally required method. StudyFreely will not intentionally impose unnecessary obstacles or continue recurring charges after a valid cancellation becomes effective.

14. Strict No-Refund Policy

ALL SALES FINAL – NO REFUNDS EXCEPT WHERE LAW REQUIRES

Except where applicable law requires otherwise or StudyFreely expressly agrees in writing to a specific refund or guarantee, all subscription fees and digital-content sales are final and nonrefundable. No prorated refund or credit is provided for partial months or years, unused accounts, unused questions, lack of study time, change of mind, exam scheduling changes, failure to pass, failure to cancel before renewal, or remaining subscription time.

StudyFreely may, in its discretion, correct duplicate charges, verified unauthorized charges, or material billing errors. A discretionary refund or credit does not create a continuing entitlement or modify this policy. Nothing in these Terms waives a refund, cancellation, warranty, chargeback, or consumer right that applicable law makes nonwaivable.

15. Failed Payments, Chargebacks, and Taxes

If payment fails, StudyFreely may retry a charge where lawfully authorized, request an updated payment method, suspend paid access, or cancel renewal. Applicable taxes may be collected where required.

Nothing restricts a legitimate cardholder’s lawful billing-dispute or chargeback rights. Fraudulent, abusive, or knowingly false chargebacks may result in account termination, preservation of evidence, and lawful collection or defense measures.

16. No Exam, Grade, Credit, License, or Outcome Guarantee

NO GUARANTEED RESULT

StudyFreely does not guarantee that use of the Services will result in passing an exam, receiving a particular score or grade, admission, academic credit, a degree, professional license, certification, employment, promotion, compensation, or any other academic or professional outcome.

Practice scores, readiness indicators, analytics, rankings, timing metrics, explanations, and progress reports are educational study aids only and may not predict official examination performance.

17. Educational-Only and Professional-Advice Disclaimer

StudyFreely is a supplemental educational platform. It does not provide individualized medical, nursing, legal, accounting, financial, psychological, or other licensed professional services. Use of StudyFreely does not create a physician-patient, nurse-patient, attorney-client, fiduciary, accredited-school, instructor-of-record, licensing, or other professional relationship.

18. Medical and Nursing Content

Any medical or nursing content is educational only, may be incomplete or outdated, and must not be used as the sole basis for diagnosis, treatment, medication administration, triage, emergency response, or actual patient management. Users must rely on appropriate patient assessment, licensed professional judgment, current authoritative references, facility policy, applicable law, and professional supervision.

19. Accuracy, Updates, and User Responsibility

StudyFreely may contain typographical errors, disputed interpretations, incomplete information, outdated references, broken links, scoring errors, or other inaccuracies. Exams, laws, professional standards, clinical guidance, and subject matter change over time. Users are responsible for independently verifying important or high-stakes information and reviewing current official exam guidance.

20. User Content and Feedback

If StudyFreely permits users to submit comments, prompts, notes, reviews, uploads, or other content (“User Content”), the user retains ownership of original User Content but grants StudyFreely a non-exclusive, worldwide, royalty-free license to host, store, reproduce, format, transmit, moderate, display, and process that content as reasonably necessary to provide, secure, support, and improve the requested feature.

Users represent that they have the rights necessary to submit User Content and must not submit unlawful, infringing, defamatory, privacy-invasive, malicious, confidential-exam, patient-identifying, or otherwise unauthorized material. Feedback, ideas, and suggestions may be used without compensation or confidentiality obligation unless a separate written agreement expressly provides otherwise.

21. Third-Party Services and Links

StudyFreely may rely on or link to independent payment, hosting, analytics, security, email, customer-support, content-delivery, or other services. StudyFreely is not responsible for independent third-party services or websites outside its control except to the extent applicable law imposes responsibility.

22. Service Availability; Changes; Data Preservation

StudyFreely may correct, update, replace, reorganize, add, suspend, or remove content, questions, categories, features, interfaces, or technical requirements. StudyFreely does not guarantee uninterrupted availability, compatibility with every device, or permanent preservation of every saved answer, score, bookmark, note, or progress record.

Maintenance, Internet failures, cloud/vendor outages, security incidents, legal restrictions, and events beyond reasonable control may affect availability.

23. Suspension and Termination

To the extent permitted by law, StudyFreely may restrict, suspend, or terminate access for nonpayment, fraud, chargeback abuse, account sharing, scraping, unauthorized automation, content theft, exam-integrity violations, security threats, unlawful conduct, or material breach of these Terms. Serious violations may result in immediate termination without advance notice or refund to the extent permitted by law.

24. Warranty Disclaimer

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES, QUESTIONS, ANSWERS, EXPLANATIONS, SCORES, ANALYTICS, SOFTWARE, AND RELATED MATERIALS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS. STUDYFREELY DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, SECURITY, AVAILABILITY, QUIET ENJOYMENT, AND RESULTS.

STUDYFREELY DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, VIRUS-FREE, COMPLETELY SECURE, COMPATIBLE WITH EVERY DEVICE, OR SUFFICIENT FOR ANY PARTICULAR EXAM. WARRANTIES THAT APPLICABLE LAW DOES NOT PERMIT TO BE DISCLAIMED ARE LIMITED ONLY TO THE MAXIMUM EXTENT THE LAW PERMITS.

25. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STUDYFREELY WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES; LOST PROFITS; LOST DATA; LOST STUDY PROGRESS; LOSS OF EDUCATIONAL OR PROFESSIONAL OPPORTUNITY; EXAM FAILURE; LOWER SCORES; THIRD-PARTY FAILURES; SERVICE INTERRUPTION; OR DAMAGES ARISING FROM RELIANCE ON STUDY MATERIALS, EVEN IF THE POSSIBILITY OF SUCH DAMAGES WAS DISCLOSED.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STUDYFREELY’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES, A SUBSCRIPTION, OR THESE TERMS WILL NOT EXCEED THE TOTAL AMOUNT ACTUALLY PAID BY THE CLAIMANT FOR THE SPECIFIC STUDYFREELY SERVICE GIVING RISE TO THE CLAIM DURING THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY.

These limitations do not apply to liability that applicable law does not permit to be excluded or limited.

26. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless StudyFreely, its operator, contractors, licensors, service providers, and agents from third-party claims, liabilities, losses, judgments, damages, and reasonable legal costs arising out of or relating to your material breach of these Terms; unauthorized scraping, copying, redistribution, account sharing, resale, or commercial exploitation; fraud or malicious security activity; unlawful conduct; infringement of third-party rights; submission or distribution of confidential examination content; or User Content that violates law or third-party rights.

This indemnity does not apply to liability that applicable law assigns solely to StudyFreely and does not permit to be shifted.

27. Informal Dispute Notice

Before initiating arbitration or a non-emergency lawsuit, the complaining party must send written notice to Guarantee@StudyFreely.com identifying the account or transaction, the facts, the nature of the dispute, and requested relief. The parties will attempt in good faith to resolve the matter for at least thirty days after receipt unless a shorter period is required to preserve a legal claim.

28. Individual Arbitration; Class-Action and Jury Waiver

DISPUTE RIGHTS NOTICE

To the extent validly accepted and enforceable, this section requires most covered disputes to be resolved by individual binding arbitration rather than in court and limits class, collective, consolidated, or representative proceedings. Small-claims matters and certain emergency intellectual-property or cybersecurity relief are excluded.

Except for excluded matters and claims that law makes non-arbitrable, a covered dispute that is not resolved informally will be resolved by final and binding individual arbitration administered by the American Arbitration Association under applicable consumer rules. The Federal Arbitration Act governs the arbitration agreement to the extent applicable.

CLASS-ACTION WAIVER: To the maximum extent permitted by law, covered claims must be brought only in an individual capacity and not as a plaintiff, class member, private attorney general, or representative in any purported class, collective, consolidated, or representative proceeding.

JURY-TRIAL WAIVER: To the maximum extent permitted by law, for a covered dispute that otherwise proceeds in court, each party knowingly waives trial by jury.

A user or purchasing parent/guardian may opt out of this arbitration section by sending a clear written opt-out notice to Guarantee@StudyFreely.com within thirty (30) days after first affirmatively accepting the arbitration provision. The notice should identify the account email and state that the sender opts out of arbitration.

29. Time Limit to Bring Claims

To the extent permitted by applicable law, a claim arising out of or relating to the Services or these Terms must be commenced within one year after the claim accrues, or within the shortest longer period that applicable law requires. This provision does not shorten a period that applicable law makes nonwaivable.

30. Governing Law and Venue

Except to the extent controlling federal law applies or nonwaivable consumer law requires otherwise, these Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-law principles. A dispute not subject to arbitration will be brought in a court with lawful jurisdiction serving Dauphin County, Pennsylvania, subject to any nonwaivable right to another forum.

31. Injunctive and Equitable Relief

Unauthorized scraping, systematic copying, content theft, credential sharing, security attacks, source-code misuse, or redistribution may cause harm not adequately remedied by money alone. To the extent permitted by law, StudyFreely may seek temporary, preliminary, or permanent injunctive or equitable relief in addition to other available remedies.

32. Compliance with Law; Export and Sanctions

Users must comply with applicable law when using the Services. StudyFreely may restrict access when reasonably necessary to comply with current export-control, economic-sanctions, court, regulatory, or other legal obligations. StudyFreely does not rely on a fixed country list because legal restrictions may change.

33. Changes to Services or Terms

StudyFreely may revise these Terms prospectively to reflect changes in law, Services, billing, technology, security, or risk. The revised version will state a new effective date. Where applicable law requires notice, renewed assent, or an additional opt-out opportunity for a material change, StudyFreely will provide it.

34. Assignment and Successors

To the extent permitted by law, StudyFreely may assign or transfer its rights, records, and future obligations in connection with formation of a legal entity, financing, reorganization, merger, acquisition, asset transfer, or sale of the platform. Any notice, consent, or renewed assent required by law will be provided.

35. Force Majeure

StudyFreely is not liable for delay or failure caused by events beyond reasonable control, including Internet or cloud outages, utility failures, natural disasters, government actions, war, civil disturbance, labor disruptions, third-party cyberattacks, vendor outages, or similar events, subject to nonwaivable law.

36. Severability; Waiver; Entire Agreement

If a provision is invalid or unenforceable, it will be limited or severed to the minimum extent necessary and the remaining provisions will remain in effect, except where law requires a different result for arbitration or class-action provisions. Failure to enforce a provision once is not a continuing waiver.

These Terms, the Privacy Policy, applicable checkout disclosures, plan-specific written terms, and any separately accepted addendum constitute the agreement governing the Services unless a separately signed written agreement expressly supersedes them.

37. Contact

Website: https://www.StudyFreely.com
Legal / Billing / Subscription Cancellation / Support Contact: Guarantee@StudyFreely.com